The cost of everything seems to be going up these days. Gas, electricity, and food prices continue to soar on a daily basis. While the gas and electricity prices may not be in your control, there are certainly ways to save on food. The average family of 4 can actually eat decently for as little [...]

We all want to make more money. However, it isn’t quite as simply as walking into your boss’s office, having a sit, expressing your interest in a raise and shaking hands. While that would certainly be appealing to many employees across the globe, that just isn’t how it works. Knowledge is the key when seeking [...]

Rule number one: discuss all financial aspects with your roommate before moving on to any other rules. Rule number two: make sure you have abided by rule number one. The financial conversation should come up early on and should be thoroughly covered. Every aspect of the finances between you and your roommate should be discussed. [...]

Who would have thought that last nights high winds would have taken off the back patio roof… or dropped the windmill right on top of the new Mercedes? It happens. You don’t expect it – that’s why we call it preparing for the unexpected, but you can do just that: prepare for it. “Unexpected’s” can [...]

Car buying is usually the first major purchase made when we are young adults. Some of us get lucky and have one handed over on our sixteenth birthday, but for the rest of us it involves a tremendous amount of hard work, savings, and exhaustive searching and test driving before we can finally lay back [...]

About the most our children learn in school about money is how to make change in grammar school. In high school we may take a finance class, and math may touch on loans a little bit. Even economy may briefly touch on individual finance. Other than that, it’s up to us to teach our children [...]

Over spending is something that most people are guilty of at one time or another, and it’s really a disaster when you are spending more than you make on a regular basis. Living above your means is going to land you in a deep financial hole that may take years for you to crawl out [...]

Who doesn’t like to spend money? Well, while there may be a few of us out there that don’t like spending money the majority of us love to. But as a general rule, the average person spends more than what they earn. There is more debt than ever in our country. Just by taking note [...]

Don’t worry! A budget doesn’t have to be scary thing. Basically a budget is a tool for you to aid in managing your day to day financial decisions. Look at your budget as a snapshot or over view of you have done, can do, should do, will do. It is a picture of all things [...]